Below is a curated list of 10 major government schemes every Indian farmer should know and utilize in 2025.
1️⃣ PM-KISAN (Pradhan Mantri Kisan Samman Nidhi)
🎯 Objective:
To provide direct income support to small and marginal farmers.
✅ Benefits:
- ₹6,000 per year per farmer
- Paid in three equal installments
- Amount transferred directly to the farmer’s bank account
👨🌾 Eligibility:
Farmers owning up to 2 hectares of agricultural land
2️⃣ PMFBY (Pradhan Mantri Fasal Bima Yojana)
🎯 Objective:
To protect farmers against crop loss caused by natural calamities, pests, and diseases.
✅ Benefits:
- Low insurance premium
- 2% for Kharif crops
- 1.5% for Rabi crops
- 5% for horticultural crops
- Coverage for yield loss, prevented sowing, post-harvest loss, and localized disasters
👨🌾 Eligibility:
All farmers cultivating notified crops in notified areas
3️⃣ Kisan Credit Card (KCC) Scheme
🎯 Objective:
To provide timely and affordable short-term credit to farmers.
✅ Benefits:
- Easy access to loans for crops, equipment, and allied activities
- Low interest rates with flexible repayment
- Loans up to ₹3 lakh at 7% interest (with interest subsidy on timely repayment)
4️⃣ PM Krishi Sinchai Yojana (PMKSY)
🎯 Objective:
To improve irrigation efficiency and ensure water availability for agriculture.
✅ Benefits:
- Subsidies for drip and sprinkler irrigation systems
- Encourages water conservation through the “More Crop Per Drop” approach
- Supports efficient water use in drought-prone areas
5️⃣ e-NAM (National Agriculture Market)
🎯 Objective:
To create a unified national digital market for agricultural produce.
✅ Benefits:
- Online trading platform for better price discovery
- Transparent pricing mechanism
- Reduced dependency on middlemen
- Access to a wider market beyond local mandis
6️⃣ Soil Health Card Scheme
🎯 Objective:
To promote balanced fertilizer use and improve long-term soil health.
✅ Benefits:
- Soil testing reports provided to farmers
- Crop-wise fertilizer recommendations
- Helps reduce input costs and prevent soil degradation
7️⃣ Rashtriya Krishi Vikas Yojana (RKVY-RAFTAAR)
🎯 Objective:
To accelerate agricultural development through innovation and infrastructure support.
✅ Benefits:
- Financial assistance for agri-startups and entrepreneurs
- Grants for infrastructure creation and value addition
- Support for innovation-led agricultural projects
8️⃣ Agriculture Infrastructure Fund (AIF)
🎯 Objective:
To strengthen post-harvest infrastructure and agricultural supply chains.
The scheme aims to bridge infrastructure gaps, reduce post-harvest losses, and improve farmer incomes through modern facilities.
✅ Benefits:
- Loans with interest subvention and credit guarantee
- Support for warehouses, cold storage, processing units, and logistics
- Assistance to FPOs, cooperatives, agri-entrepreneurs, and startups
9️⃣ Paramparagat Krishi Vikas Yojana (PKVY)
🎯 Objective:
To promote organic farming and sustainable agricultural practices.
The scheme focuses on forming organic clusters (excluding North Eastern States) to develop a complete organic supply chain.
✅ Benefits:
- Financial assistance for organic farming inputs
- Certification support
- Market linkage for organic produce
🔟 Pradhan Mantri Matsya Sampada Yojana (PMMSY)
🎯 Objective:
To strengthen fisheries and aquaculture by reducing infrastructure gaps and increasing productivity.
✅ Benefits:
- Infrastructure development in the fisheries sector
- Subsidies for hatcheries, ponds, cold chains, and transport facilities
- Income generation and employment in coastal and inland regions
🧾 Conclusion
With proper awareness and guidance, farmers can fully benefit from these government initiatives to increase income, manage risks, and adopt modern agricultural practices. In 2025, these schemes continue to serve as the foundation of India’s agricultural development, supporting everything from financial security to technological advancement.
Farmers are encouraged to stay connected with local agricultural offices, Krishi Vigyan Kendras (KVKs), and Agricultural Science Centers to receive the latest updates on eligibility, applications, and benefits.
🌱 SaveAgri Tip
Regularly reviewing government schemes and aligning farm practices accordingly can significantly improve long-term sustainability and profitability.
