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Primary Cooperative Agriculture and Rural Development Bank: For Sericulture In Irrigated Area

State/ UTTamil NaduAgriculture, Rural & EnvironmentBanking, Financial Services and Insurance

The scheme provides loans to farmers for sericulture activities in irrigated areas, with a loan amount ranging from ₹49,000/- to ₹79,000/- per acre, and interest rates from 11% to 12.75%.

Department
Co-operation, Food and Consumer Protection Department
Who it is for
Individual

About PCARDSIA

The "Primary Cooperative Agriculture and Rural Development Bank: For Sericulture In Irrigated Area" scheme launched by the Co-operation, Food and Consumer Protection Department, Tamil Nadu, aims to support farmers involved in sericulture within irrigated areas by offering loans ranging from ₹49,000/- to ₹79,000/- per acre. The interest rate varies between 11% to 12.75% (subject to change).

Benefits

  • Access to Loan: Loan amount between ₹49,000/-to ₹79,000/- per acre. - Interest Rate: 11% to 12.75% (subject to change).

Who can apply (eligibility)

  1. The beneficiary should be a resident of Tamil Nadu.
  2. The beneficiary should be a farmer.
  3. The beneficiary should be engaged in sericulture activities within irrigated areas.
  4. The beneficiary should be interested in availing loan for sericulture activities.
  5. The beneficiary should have the intention to use the loan specifically for sericulture activities.

Exclusions


How to apply

Offline application

Step-1: The interested applicant should collect the application form by contacting the Secretary/ Special Officer of the Primary Cooperative Agriculture and Rural Development Bank.

Step-2: In the application form, fill in all the mandatory fields, paste the passport-sized photograph (signed across, if required), and attach copies of all the mandatory documents (self-attest, if required).

Step-3: Submit the duly filled and signed application form along with the documents to the concerned authority.

Step-4: Request a receipt or acknowledgment from the concerned authority to whom the application has been submitted. Ensure that the receipt contains essential details such as the date and time of submission, a unique identification number (if applicable).

Official links and guidelines

Scheme details can change. Verify eligibility, amounts and deadlines on the official portal or at your local agriculture office before applying. Content is compiled from official government sources (myScheme, Government of India). Last synced 2 Oct 2026.

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