PMDDKY 2025 – Pradhan Mantri Dhan-Dhaanya Krishi Yojana (Full Guide)
PMDDKY (Pradhan Mantri Dhan-Dhaanya Krishi Yojana) is a major agricultural reform launched by the Government of India to modernize farming, boost farmer income, and improve productivity in 100 underperforming districts. Announced during the Union Budget 2025–26 and approved by the Union Cabinet on July 16, 2025, the scheme will operate from 2025–26 to 2030–31 with an annual budget of ₹24,000 crore (₹1.44 lakh crore total).
It targets 1.7 crore small and marginal farmers through irrigation support, modern tools, direct benefits, credit, insurance, storage, and market access.
What is PMDDKY?
PMDDKY is a unified agricultural development programme combining 36 existing schemes across 11 ministries such as PM-KISAN, PMFBY, PMKSY, and RKVY.
It provides:
- Direct financial assistance
- Crop insurance
- Modern machinery
- Irrigation and storage infrastructure
- Training and global exposure
- Improved market access
The goal is to make farming profitable, sustainable, and technology-driven.
Why PMDDKY Was Launched
Indian agriculture faces multiple challenges:
- Low yields in many districts
- 52% farmland depends on monsoons
- 86% farmers own < 2 hectares
- 20% post-harvest losses due to poor storage
- Lack of modern tools & technology
- Low incomes and high dependency on middlemen
PMDDKY Objectives
- Increase crop yields by 20–30%
- Reduce dependence on monsoons through irrigation
- Provide subsidies and loans for modern tools
- Cut post-harvest losses below 5%
- Support organic & smart farming
- Promote women and youth in agriculture
- Achieve food self-sufficiency and rural prosperity
Key Benefits of PMDDKY
| Benefit | Description | Impact |
|---|---|---|
| Higher Yields | Hybrid seeds, fertilizers, modern equipment | 20–30% more output |
| Higher Income | High-value crops, direct markets | 20–40% increase in profits |
| Sustainability | Organic farming, drip irrigation | Healthier soil & water savings |
| Storage | Warehouses & cold storage | Prevent 20% crop losses |
| Financial Aid | Subsidies, cheap loans | Lower farming costs |
| Training | KVK workshops + global programs | Modern farm skills |
Who Can Apply for PMDDKY?
- Small & marginal farmers (less than 2 ha land)
- Women farmers & producer groups
- Youth in agriculture
- Farmers in low-productivity districts
- FPOs & cooperatives
- Dairy, poultry, fisheries, apiculture workers
How to Apply for PMDDKY?
Applications open: September 2025
Scheme launch: October 2025 (Rabi season)
Application Steps
- Check if your district is selected (list on July 31, 2025)
- Visit District Dhan Dhaanya Samiti / KVK / Panchayat
- Fill in personal & farming details
- Submit required documents
- Select benefits (seeds, irrigation, tools, loans, training)
- District team verifies details
- Receive benefits in 2–4 weeks
Documents Required
- Aadhaar card
- Land records or lease papers
- Bank account details
- KCC / Farmer ID (optional)
- Address proof
- Passport size photos
- Women group / FPO certificate (if applicable)
- Soil Health Card (optional)
Financial & Material Support Provided
- Subsidies (50–80%) – seeds, drip systems, fertilizers
- Short-term loans: ₹50,000 – ₹1 lakh
- Long-term loans: ₹1–10 lakh (tractors, storage)
- Storage access: warehouses, cold storage units
- Irrigation: drip, sprinkler, moisture sensors
- Training: KVK workshops + global training
- Market access: e-NAM, PMDDKY app
States & Districts Likely to Benefit
- Uttar Pradesh: Purvanchal, Bundelkhand
- Bihar: Seemanchal
- Madhya Pradesh: Tribal districts
- Rajasthan: Barmer, Jaisalmer
- Northeast: Assam, Nagaland, Meghalaya
- Odisha, Jharkhand, Chhattisgarh, Andhra Pradesh
Special Support for Women Farmers
- 10,000 Women Producer Groups
- Loans: ₹10,000 – ₹1 lakh
- Market linkages for dairy, honey, organic veggies
- Free training & leadership roles
Crop Insurance (PMFBY)
- Premium: 1.5% (Kharif), 2% (Rabi), 5% (Horticulture)
- Coverage for drought, floods, pests, diseases
- Satellite-based quick payouts
- Covers pre- & post-harvest losses
Organic & Smart Farming Support
Organic Farming
- Subsidized bio-fertilizers
- Support for certification
- 20–50% higher market price
Smart Farming
- Drones for spraying & monitoring
- IoT sensors for soil moisture
- Real-time weather & market apps
Opportunities for Youth
- Training in agritech & agribusiness
- Loans to start farms or agriventures
- Jobs in storage, processing, dairy, fisheries
- International training programs
Latest Updates (July 2025)
- Cabinet approval done
- 100-district list releasing July 31, 2025
- 5,000 women groups registered (10,000 target)
- Digital dashboard (117 KPIs) completed
- Scheme rollout from October 2025
Budget Details
- Annual budget: ₹24,000 crore
- Total (6 years): ₹1.44 lakh crore
- 40% subsidies, 30% infrastructure, 20% loans, 10% training
Future Impact by 2030
- Doubling farmer incomes
- 20–30% higher crop yields
- Smart farming adoption in 50% farms
- Millions of rural jobs
- Women-led agribusiness growth
- Food self-sufficiency in pulses & oilseeds
Conclusion
The Pradhan Mantri Dhan-Dhaanya Krishi Yojana (PMDDKY) represents a transformative step toward a modern, sustainable, and profitable agricultural ecosystem. With support for small farmers, women, youth, and allied sectors, PMDDKY will drive rural development and ensure national food security.
Farmers should check district inclusion on July 31, 2025, and apply starting September 2025.
📢 Stay Updated!
Please visit our website daily for the latest PMDDKY news, district lists, and updates.
